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Re: Re: Insurance cost reduction
To: crtech@crtech.org
Subject: Re: Re: Insurance cost reduction
From: Andy Larsen <andy@whwl.net>
Date: Mon, 9 Apr 2018 10:04:16 -0400
Content-language: en-US
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My wife and I also use CHM. I have the silver tier, while my wife is on the gold due to the additional maternity coverage. I have been on it for over two years, and just pay out of pocket for routine stuff (doctor visit, regular meds). The cost savings vs. traditional insurance is big. I had insurance for many years that was paid for but never used because I am in generally good health. We are just now going through the process of submitting bills online for the first time, so I only have partial experience there. But I would highly recommend it as an alternative.


On 4/6/2018 3:07 PM, Rich Roszel wrote:
It all depends on your situation, but for my family, we've gone with Christian Healthcare Ministries rather than traditional insurance.  I'm a Type 1 Diabetic and they covered me from Day 1.  The costs for their top-tier membership (Gold) is $150 per month per unit.  Each spouse is a unit, and if you have kids, they count as one unit collectively.  For our family, my wife and I and our two kids still at home cost $450 per month.  It doesn't cover maintenance drugs like insulin, so I'm having to pay that out of pocket.  It does pay for medicine related to a specific procedure (antibiotics, pain killers, even expensive stuff if it's just for a period of time to treat a specific incident rather than being something you would take for the rest of your life.)  They pay quickly and we manage our health care -- not them.

Had I gone with insurance through the affordable care act, my family policy (this was in 2014) was going to be something like $1400 to $1500 per month with a $3000 per person deductible.  We figured we would have spent well over $20,000 per year before we saw a penny of benefit.

I understand Samaritan and Medi-Share are both good options, too.

Hope this helps,



Rich Roszel
President, Creative Genius Productions, Inc.

   Studio:  678-960-3434
   Mobile: 770-539-0863

On Fri, Apr 6, 2018 at 9:51 AM, <crtech-digest-help@crtech.org> wrote:

---------- Forwarded message ----------
From: Terry Arnold <terry@milldale.org>
Date: Fri, 6 Apr 2018 08:50:51 -0500
Subject: Insurance cost reduction

I am looking for a less expensive option for our insurance. It is outrageous in my opinion. I would love some suggestions of who you use.

God Bless,

Terry Arnold
General Manager
11950 Milldale Rd
Zachary, La 70791
Cell: 256.466.1490

Andy Larsen

Gospel Opportunities, Inc.
130 Carmen Drive
Marquette, MI  49855

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