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Re: Insurance cost reduction
To: CRTech <crtech@crtech.org>
Subject: Re: Insurance cost reduction
From: Rich Roszel <rich@creativegeniusproductions.com>
Date: Fri, 6 Apr 2018 15:07:15 -0400
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It all depends on your situation, but for my family, we've gone with Christian Healthcare Ministries rather than traditional insurance.  I'm a Type 1 Diabetic and they covered me from Day 1.  The costs for their top-tier membership (Gold) is $150 per month per unit.  Each spouse is a unit, and if you have kids, they count as one unit collectively.  For our family, my wife and I and our two kids still at home cost $450 per month.  It doesn't cover maintenance drugs like insulin, so I'm having to pay that out of pocket.  It does pay for medicine related to a specific procedure (antibiotics, pain killers, even expensive stuff if it's just for a period of time to treat a specific incident rather than being something you would take for the rest of your life.)  They pay quickly and we manage our health care -- not them.

Had I gone with insurance through the affordable care act, my family policy (this was in 2014) was going to be something like $1400 to $1500 per month with a $3000 per person deductible.  We figured we would have spent well over $20,000 per year before we saw a penny of benefit.

I understand Samaritan and Medi-Share are both good options, too.

Hope this helps,

Rich

________________________________________

Rich Roszel
President, Creative Genius Productions, Inc.

   Studio:  678-960-3434
   Mobile: 770-539-0863
 
 


On Fri, Apr 6, 2018 at 9:51 AM, <crtech-digest-help@crtech.org> wrote:

---------- Forwarded message ----------
From: Terry Arnold <terry@milldale.org>
Date: Fri, 6 Apr 2018 08:50:51 -0500
Subject: Insurance cost reduction
Hello,

I am looking for a less expensive option for our insurance. It is outrageous in my opinion. I would love some suggestions of who you use.

God Bless,

Terry Arnold
General Manager
WPAE/KPAE Radio
11950 Milldale Rd
Zachary, La 70791
Office:225.654.8168
Cell: 256.466.1490

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